Companion Captive Ins. Co.
Trust Group (2-9 Employees)
True Group For 10+ Employees
Voluntary Group Benefits
Group Enrollment Guide
Vision by Design


 Advantage Plan
The Advantage Plan

Companion Life's Advantage Plan pays 100% coverage of allowable charges for preventive services, 80% coverage for basic services, and 50% coverage for certain specified major services after a combined $100 lifetime deductible (all covered services).

 

You may visit the dentist of your choice. This plan features a contract year maximum benefit for all services of $1,000 per person.

Preventive Services

  • Routine exams and cleanings (one per 12 months)
  • Bitewing X-rays (one per 12 months)
  • Fluoride treatment for children under age 19 (one per 12 months)
  • Emergency treatment for dental pain (minor procedures)

Basic Services (Six-month waiting period)
  • Simple restorative services (fillings)
  • Sealants for children ages 6 through 15 (one per tooth per 36 months)

 

Major Services (12-month waiting period)
  • Endodontics (includes root canals)
  • Periodontics
  • Space maintainers
  • Teeth removal and other oral surgery
  • Medically appropriate anesthesia related to covered surgery
  • X-rays of the roots of teeth
  • X-rays, full-mouth or panorex (one per 36 months)
  • Space maintainers

 

Major Services which are not covered:

  • Dentures, bridges, inlays, onlays, and all associated charges
  • Crowns, except associated with a root canal procedure performed while covered under this plan

 

The Advantage Plan does not cover any services associated with orthodontic therapy.

To learn more about the Advantage Plan, please contact us.

 
 
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