Companion Life's Premier Dental Plan covers allowable charges for dental services at 100% coverage for preventive services, 80% coverage for basic services and 50% coverage for major services. The Companion Premier Plan has a lifetime deductible of $100.00 per person which applies to all covered dental services. This plan has a combined contract year benefit maximum of $1,000 per person excluding orthodontia services when selected.

The Premier Dental Plan offers orthodontia services as an employer-selected option.

Preventive Services

• Routine exams and cleanings (one per 12 months)
• Fluoride treatment for children under age 19 (one per 12 months)
• Bitewing X-rays (one per 12 months)
• Emergency treatment for dental pain (minor procedures)

Basic Services

• Simple restorative services (fillings)
• Simple teeth removal
• Sealants for children ages 6 through 15 (one per tooth per 36 months)
• X-rays of the roots of teeth
• X-rays (full mouth or panorex, one per 36 months)

Major Services (12-month waiting period)

• Endodontics (includes root canals)
• Periodontics
• Major restorative services (crowns and inlays)
• Prosthodontics (bridges, dentures)
• Space maintainers
• Dental Implants
• Surgical teeth removal and other oral surgery
• Denture relines (if over six months after installation)
• Recementation and repair of crowns, inlays, bridges and dentures
• Medically appropriate anesthesia related to covered surgery
• Orthodontia Services (optional)
  
  • $1,000 lifetime maximum
  • No deductible, 50% coverage
  • Children under 19 only
  • 12-month waiting period

To learn more about the Premier Plan, please contact us.