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Stop Loss Insurance

Help your employees while protecting your bottom line

Are you looking for ways to support your employees in the event of a serious injury or illness while safeguarding your company from high-payout claims? Stop loss insurance offers flexible coverage for self-insured companies who want to assume part of the risk of their employees’ health care claims.

Options include:

  • Specific stop loss insurance, which provides protection for the employer against a high-payout claim on any one individual. 

  • Aggregate stop loss insurance, which covers the employer’s risk once all employee claims accumulate and reach a specified amount.

Stop loss coverage is a smart option and a helpful employee benefit. Contact us to learn more about whether this might be a good fit for your company.

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*Rating as of Dec. 9, 2021. For the latest rating, access www.ambest.com. The rating represents an independent opinion from the leading provider of insurer ratings of a company’s financial strength and ability to meet its obligations to policyholders.